Personal injury law covers many different situations and provides the opportunity for an injured person to sue another person at fault for those injuries. Personal injury law is often also referred to as tort law and cases are handled in civil, rather than criminal, court.

Structured settlements are an option in some personal injury cases, especially when larger damage awards are appropriate. Traditionally, when a personal injury case is settled, the insurer who represents the defendant will pay a single cash payment and the plaintiff will receive no other compensation based on the incident.